Built for Credit Unions

Modern Loan Servicing Software for Credit Unions

Deliver exceptional member service with AI-powered payoff automation. Process requests in 2 minutes, not 45 minutes.

2 min
Average Process Time
99.9%
Calculation Accuracy
10x
Faster Than Manual
$75K+
Annual Savings

Put Members First with Better Service

The Member Experience Challenge

Long Wait Times

Members wait hours or days for payoff quotes

Calculation Errors

Manual errors lead to member frustration

Staff Overload

Loan officers buried in tedious calculations

The PayoffAgent Solution

Instant Responses

2-minute payoffs make members happy

100% Accurate

AI eliminates calculation errors

More Time for Members

Staff focus on relationships, not calculations

All Your Loan Types, One Platform

Auto Loans

  • • New & used vehicle loans
  • • Refinance payoffs
  • • Trade-in quotes
  • • Lease buyouts

Personal Loans

  • • Signature loans
  • • Debt consolidation
  • • Credit card payoffs
  • • Share-secured loans

Real Estate

  • • First mortgages
  • • Home equity loans & HELOC
  • • Refinance quotes
  • • Second mortgages

Business Loans

  • • Small business term loans
  • • Commercial real estate
  • • Equipment financing
  • • Business lines of credit

Recreational Vehicles

  • • RV & motorhome loans
  • • Boat & marine financing
  • • Motorcycle loans
  • • ATV & powersports

Credit Cards

  • • Balance transfers
  • • Account payoffs
  • • Credit line closures
  • • Interest calculations

Simple 3-Step Process

1

Member Requests Payoff

Member calls, emails, or submits online request. Enter member account number and desired payoff date.

2

AI Calculates Payoff

PayoffAgent pulls loan terms, calculates remaining principal, accrued interest, and fees. 100% accurate.

3

Send to Member

Professional payoff letter generated instantly. Email or print for member. Done in 2 minutes.

Built for Credit Union Operations

Core System Integration

Works with your existing core (Symitar, DNA, Fiserv, etc.). No core system replacement needed. Pull member data automatically via API or manual entry.

Multi-Branch Support

Role-based access for branch staff, loan officers, and managers. Track payoffs by branch, user, and loan type for operational insights.

NCUA Compliance

Complete audit trails, document retention, and calculation methodology documentation for NCUA examinations. Export reports for auditors.

Member-Friendly Pricing

Affordable pricing scaled for credit unions of all sizes. From $199/month for small CUs to enterprise pricing for large institutions.

"We process 200+ payoffs per month. PayoffAgent cut our processing time by 90% and eliminated calculation errors completely. Our members get instant quotes and our staff can focus on building relationships."

Sarah Johnson

VP of Lending, Community First Credit Union

$500M Assets • 45,000 Members

Calculate Your Credit Union's Savings

Current Monthly Cost
$2,625
100 payoffs × 45 min × $35/hr
With PayoffAgent
$117
100 payoffs × 2 min × $35/hr
Annual Savings
$30,096
Plus happier members & staff productivity gains

Ready to Deliver Better Member Service?

Join credit unions nationwide using PayoffAgent to improve operations and member satisfaction.

Special credit union pricing • No setup fees • Full training included